Free Canadian finance tools
Practical calculators for the most common Canadian financial questions. No sign-up required. If they turn out to be useful, the full Kinly app does this work for you automatically every day.
- TFSA contribution room calculatorLiveFigure out how much TFSA room you have in 2026 — accounting for cumulative limits, prior contributions, and last year's withdrawals.
- RRSP contribution room calculatorSoonCalculate your RRSP room from your prior-year earned income, with the 18% rate and current-year cap baked in.
- FHSA eligibility & contribution plannerSoonAre you eligible for the First Home Savings Account? Plan how much you can shelter toward your first home over the next 15 years.
- Canadian take-home pay calculatorSoonProvince-aware net-pay calculator covering income tax, CPP, EI, and basic credits. Side-by-side spouse comparison.